At Lloyds Independent, we don’t believe anyone should struggle to find comprehensive life insurance. If you have suffered with a serious illness or medical condition in the past, or you are suffering from a pre-existing condition, it can be difficult to find an insurance policy which provides you with comprehensive life cover. However, as we work with a number of specialist insurance providers, we are able to find the best policy and provider for you and your loved ones
Dwelling on potential illness or death isn’t fun, but neither is leaving your family to cope with financial difficulties should something occur to you. We firmly believe that death shouldn’t mean debt. That’s what inspires Lloyds Independent to provide suitable, tailored and expert advice on all our services, including life insurance advice and products to clients looking for peace of mind.
Protecting your family’s interests
If you own a business, your family members aren’t the only people depending on you. Your death could be a disaster for your employees and partners, and it could destroy the company you worked so hard to build.
Your family will depend on your business’ income to survive, but your family members might not be equipped to take over the business if you die.
You may also have taken out loans backed by your family’s assets to start or grow the business.
There are many personal life insurance policy’s which would help your family, and business associates pay off any business debt, and also cover living expenses after your death, some are payable through your business and qualify as a business trading expense.
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Estate planning, trust planning, tax planning and Will writing is not regulated by the Financial Conduct Authority.